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The Best Home Loan is a Clear, Simple One.


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The 2024 Home Loan Advantage

Upfront Underwriting

Soo much stress and time is relieved with upfront underwriting, also known as a TBD underwrite.

The full underwriting process is completed at the time of your pre-approval; full underwrite which includes verification of your income and assets. Versus the typical mortgage process is when underwriting is completed after you go under contract. 

By completing a full underwrite at the beginning of your homebuying process, we provide more certainty and leverage when submitting offers on your new home because you will have a mortgage approval in hand.

Real Options

As a direct lender, with the ability to broker, we have a wide variety of home loan options for first time homebuyers, homewners and investors. Full doc, alternative doc and no-income doc home loans available. 

Connect with a lender who will take the time to learn about your goals and present real options. Maybe you'd like to pay your mortgage insurance upfront to save over the long run...maybe you're retired but you would like to qualify for your new home based on your 401K...or maybe you just purchased a new investment property all cash and now you want to pull cash out to buy another property. These are just a few of the many scenarios available.

Smooth Closings

You will close on time because the most critical part of your mortgage - the preapproval and underwriting -  is completed at the very beginning. 

We also manage the end-to-end homebuying process, we know what to expect at the very beginning and how to quickly create solutions until the day you close, because the reality is ANYTHING can happen when buying a they say real estate is not done until it's done. 

Expect constant communication, including system-generated notifications for milestones such as appraisal, insurance, approval so you won't miss a beat.

What People Are Saying

About your neighborhood Mortgage Lender...

"Working with April was a breeze. She was extremely communicative and was able to break down all of my options in a really easy to understand way... thanks April!" 

Donovan Taitt

"There was never a question of her efficiency nor her rapidness as she finished everything with a sense of urgency...It was such a pleasure doing business with April!

Teresa Deleski

"April worked with me in a very competitive market while I was under a very tight timeline. She is extremely responsive and explains things in an easy way to understand.

Wesley Doty


Your favorite lender.

+15 years finance and real estate experience. MBA. April has helped hundreds of homebuyers through her keen sense of simplifying the mortgage process, while also being able to create quick solutions to get you closed on your new home.

Prior to becoming a lender, April's career as a Finance Controller has really contributed to her success as a lender in regards to pure professionalism, being able to communicate at all levels, interpreting and applying tax and financial guidelines and being an overall leader throughout each real estate transaction.

If you've seen April's YouTube videos, you will see she prides herself on being a financial educator and carries a high level of transparency and integrity on mortgage guidelines, as in she will find the answer to get you closed on your new home.

April is based in New Jersey and lends in 48 states. In her spare time, April is a mom, mentors other lenders, loves reading, fitness, cooking and occasional traveling abroad.

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About Us

Direct mortgage lender and mortgage broker. Powered by Cornerstone First Mortgage. Lending in 48 states. Competitive rates, traditional and no-income doc home loans available. Investors welcomed. Close in as little as 14 days. 

Contact Us

April Samuels

3000 Atrium Way Suite 200

Mount Laurel, NJ 08054

(856) 412-4608

Mon-Fri: 9AM-6PM


April Samuels

NMLS: #2006425

Branch NMLS: #2251380

Company NMLS: #173855