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WHAT WE OFFER
Conventional
JUMBO
NO-INCOME DOC
INVESTOR LOANS
FHA
BANK STATEMENT ONLY
VA
UNION WORKER LOAN
PHYSICIAN LOANS
Mortgage Types
WEEKLY MORTGAGE VIDEOS
WHAT WE DO
01
UPFRONT
UNDERWRITING
Soo much stress and time is relieved with upfront underwriting, also known as a TBD underwrite.
The full underwriting process is completed at the time of your pre-approval; full underwrite which includes verification of your income and assets. Versus the typical mortgage process is when underwriting is completed after you go under contract.
By completing a full underwrite at the beginning of your homebuying process, we provide more certainty and leverage when submitting offers on your new home because you will have a mortgage approval in hand.
02
REAL LOAN
OPTIONS
As a direct lender, with the ability to broker, we have a wide variety of home loan options for first time homebuyers, homewners and investors.
Full doc, alternative doc and no-income doc home loans available.
Maybe you'd like to pay your mortgage insurance upfront to save over the long run...or you're retired but you would like to qualify for your new home based on your 401K...or you purchased a new investment property all cash and now you want to pull cash out to buy another property. These are just a few of the many scenarios available.
03
SMOOTH
CLOSINGS
You will close on time because the most critical part of your mortgage, actual verifications and underwriting, are completed at the very beginning.
We manage the end-to-end homebuying process, we know what to expect and how to quickly create solutions until the day you close. We strongly value relationships and teamwork, partnering with the best, within Cornerstone and throughout the real estate industry, to ensure we exceed your expectations.
Expect constant communication, including system-generated notifications for milestones so you won't miss a beat.
I'm here to empower future homebuyers with real information, so you can build the future you always imagined.
+15 years finance and real estate experience. MBA.
April's love for educating prompted her to begin creating YouTube videos, most specifically highly detailed mortgage information, so you can take your time and properly plan for buying your home at your own pace.
Prior to becoming a lender, April's career as a Finance Controller has really contributed to her success as a lender in regards to pure professionalism, being able to communicate at all levels, interpreting and applying tax and financial guidelines and being an overall leader throughout your homebuying process.
April is based in New Jersey and is a mom, mentors other lenders, loves reading, fitness, cooking and occasional traveling abroad.
April Samuels
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