Conventional
Conventional loans are stricter than other loans but can have more favorable terms…all with as low as 3% down. The most favorable terms come into play with the fact that your monthly mortgage insurance payment falls off once you reach 20% equity. Conventional loans provide the option of a fixed or adjustable rate.
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FHA
FHA loans are an attractive option, especially for first-time homeowners because FHA loans allow for way more flexibility on debt-to-income requirements. Buy your 1 unit townhome, condo or SFH all for just 3.5% down. Or house hack and buy 2-4 units; live on one unit and gain rental income on the others, with only 3.5% down. As low as 580 credit score. Student loan debt is OK!
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VA
A VA loan is home financing for veterans, service members and eligible surviving spouses. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. Qualify for a VA loan, all with a 0% down payment. If you are 100% disabled, you are eligible to waive property taxes and other fees. Thank you for serving!
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Jumbo
14 day Jumbo Loans available for loan amounts exceeding maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Buy your new home with as little as 10% down.
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No Income Doc Investor Loan
Purchase investment properties with Debt Service Coverage Ratio (DSCR) loans. A DSCR loan requires NO income verification documentation and requires 20% down; it is considered asset based lending as we determine funding based on the property's ability to generate income. Appraisal + credit score + down payment. That's. It.
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Bank Statement, Physician Loan
Purchase your new home with a variety of non-traditional loans. Use only 12 or 24 months of bank statements to qualify, as low as 10% down payment. Our physician loan programs provide 100% financing.
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