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Your Home Loan Process
Pre-Approval
Consultation with Loan Officer
Submit documents
Income is calculated
Credit is pulled
Under Contract
Initial disclosures are sent to you
Loan Processing
Title is ordered
Appraisal is ordered
Assets are verified
Employment verifications are completed
Loan rate can be locked
Underwriting
Underwriter evaluates borrower
Appraisal report is reviewed
Homeowners' insurance is ordered
Underwriting decision is made
Loan Approval
Clear underwriting conditions
Clear to Close
Order closing docs
Schedule closing time
Funding
Sign loan docs
Deliver cash to close funds
Keys to your new home!
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